News

As we move into fall, our battle with COVID-19 continues. August brought Greene County an increase in new cases. Our seven-day rolling average increased from 35 cases per day in July to 88 cases per day throughout August, culminating in 143 reported cases on August 27. The largest number of cases are attributed to people…

Calling all Restaurant Owners! Many things have changed in the last few months. Not just in the way of business but also with our place in the world. We find ourselves quickly wondering what the future will look like, both as business owners and as human beings. It goes without saying that, if you own…

Due to concerns about public health and safety in the midst of the COVID-19 pandemic, the Commercial Vehicle Safety Alliance (CVSA) postponed its annual International Roadcheck back in March. While it was previously scheduled for May 5-7, the CVSA recently announced that the event has been officially rescheduled for Sept. 9-11, 2020. The International Roadcheck…

As we move into the second half of 2020, our battle with COVID-19 continues. Businesses are rightfully focused on this challenge and may not be prepared for another obstacle they are facing – the hardening commercial insurance marketplace. The “hard” market is causing premiums to rise and coverages to become more restrictive. We haven’t experienced…

Many organizations incorrectly label cyber insurance as a luxury purchase rather than a necessity. In fact, a recent survey conducted by insurance experts found that nearly 60% of small and midsized companies don’t have any type of cyber insurance. What’s worse, less than 30% of those companies feel inclined to purchase a such a policy…

The insurance marketplace is a funny place; pricing and availability can appear and disappear seemingly at random, and predicting changes is more an art form than a science. Some years, insurance buyers benefit from falling costs and expanded coverage. Other times, when markets harden, business owners must make tough choices regarding their insurance and loss…

In addition to fighting the health effects of the COVID-19 pandemic, public health experts are also fighting the effects of what they refer to as an info-demic. Defined as an outbreak of misinformation, doctors across the country are saying that this infodemic is making it harder to treat patients. Moreover, this misinformation can lead to…

On June 18, 2020, the Occupational Safety and Health Administration (OSHA) released guidance to help employers plan how to reopen nonessential businesses. The guidance also addresses issues employers should consider as they ask their employees return to work during the COVID-19 pandemic. OSHA’s guidelines for reopening nonessential businesses provide general principles for updating restrictions that…

Financial stress is a significant, ever-present burden for many Americans. Money gets tight for everyone once in a while—especially amid crises like the coronavirus pandemic—but for some, it never goes away. In fact, according to an economic report from the Federal Reserve, nearly 4 in 10 American adults wouldn’t be able to come up with…

The Small Business Administration (SBA) recently released two additional final interim rules to provide further guidance for Paycheck Protection Program (PPP) loan borrowers and lenders. Specifically, the two rules provide guidance for loan review procedures, loan forgiveness, and borrower and lender responsibilities. This article provides a general overview of the two final interim rules. For…