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We specialize in a broad range of solutions for business insurance and employee benefits and offer personal insurance for private clients.
Business Insurance
Building process improvements, risk control, and comprehensive strategies designed specifically for your organization that work together to drive up your organization’s competitive advantage.
Employee Benefits
Implementing strategies to encourage healthy lifestyles, boost company growth, and give you control over the rising cost of health insurance while delivering benefits that employees value.
HR Consulting
Partnering with a team of HR professionals for an all-in-one custom program designed to support your team, maintain compliance, empower your people, and simplify time-consuming tasks.
Personal Insurance
Providing a variety of resources tailored to your unique lifestyle to protect you from various risks and liabilities, and delivering a service experience that minimizes the demands on your schedule.
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5 Midyear Employee Benefits Trends to Monitor
The middle of the year is an ideal time to evaluate benefits strategy and recalibrate plan design, vendor partnerships and cost-containment efforts to close out the year strong or prepare for the 2027 open enrollment season. As such, understanding the current state of the employee benefits market can help employers evaluate their offerings to best…
IRS Announces Health Plan Affordability Percentage for 2027 (Pay-or-Play Rules)
On July 21, 2026, the IRS released Revenue Procedure 2026-26 to index the contribution percentage in 2027 for determining the affordability of an employer's health plan under the Affordable Care Act (ACA). For plan years beginning in 2027, employer-sponsored coverage will be considered affordable under the ACA's "pay-or-play" rules if the employee's required contribution for…Different Types of Raises and How to Communicate Them With
Pay increases aren't one-size-fits-all. Employers use several types depending on their goals, budget and workforce needs, and these differences matter more than many organizations realize. A merit increase signals something very different to an employee than a standardized across-the-board adjustment, even if the dollar amounts are similar. Understanding the distinctions helps organizational leaders make more…
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