Find Coverage That Reduces Your Exposure

We specialize in a broad range of solutions for business insurance and employee benefits and offer personal insurance for private clients.

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Business Insurance

Building process improvements, risk control, and comprehensive strategies designed specifically for your organization that work together to drive up your organization’s competitive advantage.

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Employee Benefits

Implementing strategies to encourage healthy lifestyles, boost company growth, and give you control over the rising cost of health insurance while delivering benefits that employees value.

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HR Consulting

Partnering with a team of HR professionals for an all-in-one custom program designed to support your team, maintain compliance, empower your people, and simplify time-consuming tasks.

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Personal Insurance

Providing a variety of resources tailored to your unique lifestyle to protect you from various risks and liabilities, and delivering a service experience that minimizes the demands on your schedule.

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Identify Risk

Discovering what makes your organization unique is the most important step for us. As your partner, we learn about your initiatives and the risks your company faces and assess the current programs, policies and procedures in place to address them. With this information, we are able to analyze how we can partner with you and make sure the appropriate carrier and vendor relationships are in place and aligned with your vision and goals.

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Ollis/Akers/Arney Insurance & Business Advisors

Find trust in a team with over 135 years of experience.

Beginning from its humble roots in 1885, Ollis/Akers/Arney has evolved into a regional powerhouse that many businesses rely on for insurance, risk management, employee solutions, human resources, and more. We have earned the trust of hundreds of businesses and individuals across the region through industry-leading advice, stable solutions, and proactive processes guided by our committed and experienced agents.

Our impressive legacy and history stem from our dedication to serving our clients and communities. We have maintained the tradition as an industry leader in innovative solutions in helping our clients reduce risk and control costs long term for more than 135 years and continue to put our clients’ best interests firsts in our day-to-day business. Read more about us!

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Recent News
Employers See Increasing Numbers of Lawsuits Over Deficient COBRA NoticesRisk Management
July 5, 2022

Employers See Increasing Numbers of Lawsuits Over Deficient COBRA Notices

Employers are seeing an increase in lawsuits from former employees alleging deficient Consolidated Omnibus Budget Reconciliation Act (COBRA) election notices,…
DOL Announces Plan to Issue Proposed Independent Contractor RuleNewsRisk Management
June 30, 2022

DOL Announces Plan to Issue Proposed Independent Contractor Rule

In a recent blog post, the U.S. Department of Labor (DOL) announced it will issue a proposed rule on determining…
Combating Rising Benefits Costs During Periods of High InflationBenefits
June 26, 2022

Combating Rising Benefits Costs During Periods of High Inflation

The U.S. inflation rate has increased by 8.3% over the last year, according to the Bureau of Labor Statistics (BLS).…

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

We represent multiple insurance companies.
We are licensed insurance advisors.
We are by your side every step of the way.
We offer a wide variety of insurance solutions.
We are there for you in your time of need.

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Real clients. Real reviews. Real coverage.

Awesome staff and they want the best for their clients; you can’t ask for more than that. Usually, insurance agencies are more about the money than clients’ well-being, but not Ollis/Akers/Arney. They are honest and top-notch!

– A. Bramhall
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Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Risk Management
Risk Management
Risk Factor

Every business faces risk. The level and type of risk will vary based on multiple factors including industry, size, and location, among others. Risk can never be fully eliminated, but it can be reduced.

Solution

Risk management is the practice of taking proactive steps to identify and mitigate risk. It’s a broad topic that involves many areas of a business, from personnel and technology to safety and compliance. Risk management can not only help a business identify what risks need to be insured, it can also pinpoint ways to reduce.

Compliance
Risk Factor

Staying compliant is hard. The laws for many facets of business are ever-changing. Employee handbooks can become out of date. Employment and other contracts can contain problematic language if not handled properly. Employee relations and human resources concerns can get complicated.

Solution

There are insurance coverages like employment practices liability insurance (EPLI) and directors and officers liability insurance (D&O) that can help pay for the legal costs of defending lawsuits against the business, but risk management can help shed light on areas of the business where process improvement and consistent practices could help avoid litigation.

Employee Training
Risk Factor

Employees can make mistakes for a number of reasons. Sometimes, it’s simply the result of a lack of education. Some businesses may choose to skip training because they don’t have the time or resources to devote, but this can lead to mistakes and accidents.

Solution

Conducting employee training can reduce risk. For example, sexual harassment training often helps businesses avoid lawsuits. Safety training is essential to avoid workplace injuries. Many insurers will help companies provide employee training as a cost-saving measure.

OSHA Requirements
Risk Factor

The Occupational Safety and Health Administration (OSHA) sets and enforces standards aimed at ensuring the environment in which employees work is safe and healthful. Employers are required to comply with these standards and OSHA may audit workplaces to verify compliance. Employers that fail to comply can be faced with hefty fines.

Solution

Lockout/tagout, hazard communication, and powered industrial trucks standards, among others, all require specialized programs. Utilizing outside resources to create and train employees on these programs can be a cost-effective solution that ensures your business is doing everything possible to meet required standards.

Safe Driving
Risk Factor

If your business involves driving, you know that safety is paramount. Failure to drive safely not only endangers the lives of your employees and the general public, but it can also have costly repercussions for the business.

Solution

Increasing driver safety is a cost-effective risk management tool. Classes and seminars can be effective resources. Telematic programs allow businesses to see every move a driver makes. Driving simulators can offer hands on training for drivers of trucks, school buses, agricultural haulers, and other vehicles to prepare them for scenarios they may face out on the road.

Location Hazards
Risk Factor

When it comes to weather and natural disaster related losses, where your business is located impacts the kinds and level of risk it faces. Fires, hurricanes, blizzards, tornadoes, earthquakes and other events can cause major losses to your business.

Solution

While it’s impossible to control the weather, it is possible to lower the risks the weather poses. Risk management involves assessing which events are most likely and what steps a business can take to protect their building and contents, their employees, and other systems.

Technology
Risk Factor

Technology failures can be extremely detrimental to an organization. Problems can arise from power outages or surges, cyber-attacks, or telephone and communication failures.

Solution

Understanding what risks the technology your business uses is susceptible to, the processes a tech failure could affect, and how to prevent losses from tech failures is an essential part of risk management. This can help determine the proper insurance policies that are needed, such as cyber liability, property, and business interruption coverage.

Risk Management 101

Make sure you uncover the unique risks you face with risk management.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
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