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When a cyberattack makes headlines, it is usually because of ransomware, a large data breach or a fraudulent wire transfer. What is less visible is often what made the attack possible in the first place: A stolen password. Infostealer malware is designed specifically to collect login credentials and other sensitive data from infected devices and…

While hiring new staff can help employers expand their talent pools and deepen their workforce, it also carries additional safety risks. Multiple studies show that employees are up to six times more likely to experience a workplace injury in their first 30 days on the job, with 1 in 8 injuries occurring on the first…

Medicare Part D creditable coverage is an important concept for employees to understand, regardless of how far away retirement may seem. With more Americans working past age 65, navigating both employer-sponsored coverage and Medicare is becoming increasingly common. As such, being informed about this topic now can help avoid costly penalties when it's time to…

Phishing is a type of cyberattack that utilizes deceptive electronic communications to manipulate recipients into sharing sensitive information, clicking on malicious links or opening harmful attachments. While emails are the most common delivery method of phishing scams, cybercriminals may also use text messages, social media interactions, fake or misleading websites, or even phone calls. Employees…

Severe weather conditions can be detrimental to worksites by damaging equipment, compromising structural integrity, delaying project timelines, and putting workers at risk. However, employers can take measures to reduce these risks. This article outlines common weather hazards affecting construction sites and provides practical steps employers can take to prepare for severe weather. Types of Weather…

High turnover has long been treated as an unavoidable cost of doing business in industries such as retail, food service, hospitality, manufacturing and other frontline operations. In roles with frequent turnover, organizations often hesitate to invest in training, questioning the value of developing employees who may not stay long. Yet this assumption is increasingly being…

Artificial intelligence (AI) is undergoing a fundamental shift. Systems that once served as assistive tools — such as predictive models and generative AI — are now evolving into agentic systems capable of planning and executing complex, multistep tasks with minimal human input. As AI systems' ability to plan and execute tasks autonomously accelerates, so too…

Spring is a natural time for fresh starts, making it a great time to take stock of your health and the benefits that support it. Whether you're still settling into a new plan year or just looking for ways to get more value from your coverage, this article provides five tips to help you make…

When businesses face liability insurance claims, they may mistakenly assume that the insurer decides when to reach a final settlement amount. However, this isn’t always the case. Some liability policies, particularly professional liability coverage, include a consent to settle clause. This policy provision requires an insurer to obtain the insured's approval before officially settling a…

On May 4, 2026, the IRS released updated penalty amounts for 2027 related to the employer shared responsibility (“pay-or-play”) rules under the Affordable Care Act (ACA). For calendar year 2027, the adjusted $2,000 penalty amount is $3,780, and the adjusted $3,000 penalty amount is $5,670. This is an increase from the penalty amounts for the…