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The latest insurance articles, insight, and news from Ollis/Akers/Arney Insurance & Business Advisors.

6 Ways HR Teams Can Stay Ahead of AI Scams

6 Ways HR Teams Can Stay Ahead of AI Scams

July 5, 2026
Artificial intelligence (AI) is transforming HR, but it's also powering more convincing, scalable scams. From deepfake candidates to impersonated executives, today's threats look more real than ever. The following tips can be used to avoid HR-related AI scams. 1. Learn how to spot AI scams. Watch for these emerging AI-driven red flags: 2. Strengthen verification…
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What Every Business Owner Should Review Before Their Insurance Renewal

What Every Business Owner Should Review Before Their Insurance Renewal

July 5, 2026
Businesses evolve over time. New locations, additional employees, expanded services and changing market conditions can all alter a company's risk profile. As a result, insurance coverage that was adequate a few years ago may no longer provide sufficient protection. Conducting a thorough insurance review before renewal can help identify coverage gaps, ensure policies reflect current…
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What Are Trump Accounts?

What Are Trump Accounts?

June 28, 2026
A Trump Account is a tax-favored savings account for children under the age of 18. It works similarly to a retirement account but has special rules during what's called the "growth period," which lasts until the child reaches adulthood. During this time, contributions grow tax-deferred, and withdrawals are generally not permitted, except in a few…
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What to Do in the First 24 Hours After a Commercial Property Loss

What to Do in the First 24 Hours After a Commercial Property Loss

June 20, 2026
A commercial property loss can come without warning. Whether a fire breaks out overnight, a storm damages the roof or a pipe bursts and floods the building, the hours immediately following a loss have an outsized effect on the outcome of any insurance claim. Missteps during this period, including premature cleanup, delayed notice and poor…
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Infostealer Malware and the Risk of Credential Theft

Infostealer Malware and the Risk of Credential Theft

June 14, 2026
When a cyberattack makes headlines, it is usually because of ransomware, a large data breach or a fraudulent wire transfer. What is less visible is often what made the attack possible in the first place: A stolen password. Infostealer malware is designed specifically to collect login credentials and other sensitive data from infected devices and…
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Mitigating New Hire Safety Risks

Mitigating New Hire Safety Risks

June 6, 2026
While hiring new staff can help employers expand their talent pools and deepen their workforce, it also carries additional safety risks. Multiple studies show that employees are up to six times more likely to experience a workplace injury in their first 30 days on the job, with 1 in 8 injuries occurring on the first…
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Medicare Part D Creditable Coverage What You Should Know

Medicare Part D Creditable Coverage: What You Should Know

June 6, 2026
Medicare Part D creditable coverage is an important concept for employees to understand, regardless of how far away retirement may seem. With more Americans working past age 65, navigating both employer-sponsored coverage and Medicare is becoming increasingly common. As such, being informed about this topic now can help avoid costly penalties when it's time to…
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Identifying and Responding to Phishing Scams

Identifying and Responding to Phishing Scams

May 31, 2026
Phishing is a type of cyberattack that utilizes deceptive electronic communications to manipulate recipients into sharing sensitive information, clicking on malicious links or opening harmful attachments. While emails are the most common delivery method of phishing scams, cybercriminals may also use text messages, social media interactions, fake or misleading websites, or even phone calls. Employees…
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Preparing Jobsites for Severe Weather

Preparing Jobsites for Severe Weather

May 31, 2026
Severe weather conditions can be detrimental to worksites by damaging equipment, compromising structural integrity, delaying project timelines, and putting workers at risk. However, employers can take measures to reduce these risks. This article outlines common weather hazards affecting construction sites and provides practical steps employers can take to prepare for severe weather. Types of Weather…
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Investing in Training for High-turnover Roles

Investing in Training for High-turnover Roles

May 23, 2026
High turnover has long been treated as an unavoidable cost of doing business in industries such as retail, food service, hospitality, manufacturing and other frontline operations. In roles with frequent turnover, organizations often hesitate to invest in training, questioning the value of developing employees who may not stay long. Yet this assumption is increasingly being…
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