News

October is Cybersecurity Awareness Month, and the IRS is using the occasion to urge taxpayers to make online security part of their daily routine. In a recent press release, the agency said a few simple habits can go a long way toward keeping personal, financial and tax information out of the hands of identity thieves…

When you think about using your health savings account (HSA) or health flexible spending account (FSA), you may picture paying copays, filling prescriptions and reaching your annual deductible with these tax-advantaged accounts. But these accounts can stretch much further into everyday wellness spending than many employees realize, such as over-the-counter (OTC) allergy medicine, therapy sessions…

Paid time off (PTO) is a valuable benefit that supports employee well-being, work-life balance and overall productivity. However, many employees find themselves running low, or completely out, of PTO by the fall season, leaving little flexibility for year-end holidays, sick days or other unexpected events. This pattern can lead to stress, burnout and decreased productivity,…

Artificial intelligence (AI) can help employees summarize documents, analyze data and complete other routine tasks. However, workers may adopt AI tools before their employers can properly evaluate and govern them. This can lead to shadow AI—the use of AI tools or accounts that an organization has not approved. Although employees typically turn to these tools…

Open enrollment may be one of the most important financial and healthcare decisions you make all year. Yet many employees spend just 30 to 60 minutes choosing their benefits or allow their previous elections to continue automatically. That approach may be convenient, but it can also lead to costly oversights. According to the 2026 Selerix…

Subcontractor default is a significant risk during any construction project. It occurs when a subcontractor fails to uphold the terms of a project agreement, whether due to financial challenges, resource shortages or poor performance. This can make it considerably difficult for the project owner and general contractor (GC) to finish the job, often causing prolonged…

Commercial property insurance claims can arise from numerous unexpected events. An electrical fire may destroy critical equipment; a severe storm may hit without warning, damaging a building's exterior and allowing water to enter the property; or an act of vandalism may damage fixtures, resulting in significant repair expenses. These and other incidents can cause substantial…

As applicable large employers (generally, those with 50 or more full-time equivalent employees) prepare for 2027 renewals, they may have more flexibility in their health plan contribution strategy than they've had in several years. For 2027, the Affordable Care Act (ACA) affordability percentage will increase to 10.22%, providing employers with additional room to adjust employee…

A zero-day vulnerability is a security flaw in a technology's software, hardware or firmware that the product vendor either hasn't discovered or hasn't yet patched. Because there's no fix for this flaw, there's also no way to prepare for or defend against it. A zero-day vulnerability may go undetected or otherwise unresolved for an extended…

The middle of the year is an ideal time to evaluate benefits strategy and recalibrate plan design, vendor partnerships and cost-containment efforts to close out the year strong or prepare for the 2027 open enrollment season. As such, understanding the current state of the employee benefits market can help employers evaluate their offerings to best…