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On March 6, 2026, the U.S. Department of the Treasury and the IRS released proposed rules for a new one-time $1,000 pilot program connected to a savings account called a Trump Account. These accounts were created under the One Big Beautiful Bill Act (OBBBA) and are designed to help families set aside money for children…

Workforce cybersecurity training is a critical part of a company’s security risk management program. Cybercriminals don’t just target systems, devices and networks; they frequently target employees, who may use weak or reused passwords, fall for phishing scams, or click on dangerous links or attachments. In fact, 68% of cyber breaches involve a nonmalicious human element,…

A cargo spill is the unintentional release of goods, liquids or raw materials from a truck while it is traveling. Common examples include heavy equipment, bulk materials, packaged goods, livestock and hazardous substances. According to the U.S. Department of Transportation (DOT), shifting, falling or spilled cargo contributes to more than 3,000 roadway accidents each year,…

HR professionals carry a long list of responsibilities, including oversight of recruitment, compliance, employee engagement, benefits administration, and learning and development (L&D). In many cases, these professionals work in a small team with minimal support, or even as a department of one. The scope of their responsibilities continues to expand, often without a corresponding increase…

Social engineering remains a leading cybercrime tactic, and ClickFix cyberattacks—also known as ClearFake attacks—are among its more deceptive forms. These incidents use fraudulent error messages or verification prompts to trick users into manually executing malicious commands, often allowing them to bypass traditional security controls. As ClickFix attacks grow in frequency and sophistication, businesses must understand…

On March 6, 2026, the U.S. Department of the Treasury and the IRS issued proposed rules regarding the $1,000 pilot program for Trump Accounts. Created by the One Big Beautiful Bill Act (OBBBA), Trump Accounts are a new type of tax-favored savings account for children under the age of 18 that will be available later…

On Feb. 26, 2026, the U.S. Department of Labor (DOL) announced a proposed rule that would rescind the department’s 2024 final independent contractor rule and replace it with an analysis for employee classification under the Fair Labor Standards Act (FLSA) similar to the one adopted by the DOL in 2021. The proposed rule was published…

The nonprofit sector has been contending with a complex risk landscape for several years, largely fueled by economic uncertainty, funding pressures and rising demand for community outreach. Amid these challenges, nonprofit organizations are facing significant operational and financial strains, making it harder to accomplish their missions and serve those in need. In the commercial insurance…

By Carolyn O'Kelley, SPHR, SHRM-SCPOAA Director, HR & Business Consulting Municipal hiring has never been simple—but particularly for small local governments in Missouri, it has become especially complex. Limited applicant pools, heightened legal scrutiny, generational shifts in the workforce, and increased competition from the private sector mean that how you hire is just as important…

Crime poses a significant threat to businesses of all sizes, often resulting in costly losses and operational disruptions. While many organizations rely on traditional security measures, crime prevention through environmental design (CPTED) offers a proactive approach to reducing risk by shaping a facility’s design, layout and landscaping to discourage criminal behavior and promote positive interactions. …