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1. What do you like most about your role?   I love having a mix of both retention and sales. Some days allow for me to be in the office, while others I am out in front of clients and prospects. Having the combination fits my personality.  I have a great group of clients right…

Health care costs are projected to increase substantially in 2025.  Estimates show a similar growth in spending to 2024, marking  multiple years of compounding costs.  Several industry surveys and reports reveal  that employers anticipate health care costs to grow between 7% and 8% in 2025.  Here are seven key factors impacting rising health care costs  this year: …

1. What do you like most about your role?   I enjoy working with clients on HR strategies to help them solve problems and reduce risks while creating a positive work environment for their team. 2. How do you think being in an ESOP affects work culture? We are all in this together and working…

1. What do you like most about your role?   I like to hear that I’m helping my clients sleep better at night. Who doesn’t love finding the perfect coverage puzzle piece? 2. How do you think being in an ESOP affects work culture? Being in an ESOP makes everyone care a bit more –…

As 2025 begins, manufacturing businesses must be mindful of the trends impacting the industry. Monitoring the latest developments and appropriately adjusting operations and risk management practices in response to them is crucial, as each significantly impacts the success and public perception of a business. Trends to watch in the upcoming year include:  Talent  Recruiting and…

As health care costs continue to rise, so does the demand for voluntary benefits. Since many employers find it increasingly difficult to provide employees with a complete benefits package, voluntary benefits have become an ideal solution to round off their offerings. Voluntary benefits supplement traditional benefits like health insurance and are available to employees for…

As talent acquisition continues to evolve, staying ahead of the curve is crucial for organizations aiming to attract and retain top-tier talent. This past year was once again filled with labor shortages and a demand for evolving skills. As 2025 begins, the traditional hiring approaches are being reshaped by technology, remote work dynamics, and shifting…

Mental health issues, such as stress and anxiety, often lead to distractions, reduced attention to detail and slowed reaction times, increasing the risk of workplace accidents. Similarly, depression and fatigue can also lead to mental exhaustion, impaired judgment and reduced decision-making abilities, further amplifying safety risks.  Taking proactive measures to support employees’ mental health can…

Taxpayers may use the actual costs of operating their vehicle in calculating the deduction, instead of using the IRS standard rate. On Dec. 19, 2024, the IRS announced the 2024 optional standard mileage rates, which are used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes. The 2025…

Global insured natural catastrophe losses are on track to reach $135 billion by the end of 2024—the fifth consecutive year that insured losses surpassed the $100-billion mark, according to the latest estimates from Swiss Re. The reinsurance giant attributed the 17% increase in insured natural catastrophe losses from $115 billion in 2023 to the devastating…