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When accounting for risks related to contracted work, securing your own insurance is not always enough. It’s critical that your partners are covered as well. This is particularly important when you consider that, following an incident involving a contractor or vendor, your business could be the one held liable for any damages that occur. To…

Did you know that poor oral health can lead to many seemingly unrelated medical conditions? In fact, oral bacteria and oral disease have been linked to a variety of serious illnesses, including heart disease, diabetes, stroke and pregnancy complications. Importance of Oral Health The following examples illustrate the relationship between your oral health and general…

It's Holiday Season for the bad guys too! But not the way you might think. They go into scam-overdrive mode. While Black Friday and Cyber Monday are the busiest on-line shopping days, it doesn't stop there. The shopping continues right up until the last minute and the bad guys are planning to get rich with…

Financial loss can often be forecasted and mitigated, but if a business experiences an unfortunate event that negatively affects its reputation, the effects can be devastating and even lead to closure. Even if you do everything in your power to maintain your company’s reputation, at some point, a damaging mistake will occur. Therefore, you need…

Overview Many employee benefits are subject to annual dollar limits that are periodically increased for inflation. The Internal Revenue Service (IRS) recently announced cost-of-living adjustments to the annual dollar limits for various welfare and retirement plan limits for 2020. Although some of the limits will remain the same, most of the limits will increase for…

This is the time of year for celebrations where we gather with friends and family to enjoy these annual feasts. It's also a time of year that can bring with it challenges to sticking to our diets or even just eating healthy. These 7 healthy tips can help make these obstacles a little easier to…

The arrival of the fall and winter months signals many things, including the beginning of flu season. According to the Centers for Disease Control and Prevention (CDC), flu activity peaks between December and February. Flu Symptoms Seasonal influenza can cause serious complications for people of any age, but children and the elderly are more vulnerable.…

Cyber safety isn’t just a job for your IT department or contractor. Cyber attacks and data breaches have become far more common and far more costly in recent years. Protect yourself and your organization by remembering these tips: Don’t go phishing—Phishing emails are often sent from an address that looks like it can be trusted…

High turnover rates can be incredibly costly to an organization, making employee retention vital to success. While established employees can offer valuable insights based on their experiences in the organization, when they leave the organization they take all of that experience with them, forcing resources to be used on finding and training a replacement. The…

When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, fines and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their size, area of focus, or status as a private or public entity. In order for organizations to truly protect themselves…