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The insurance marketplace is a funny place; pricing and availability can appear and disappear seemingly at random, and predicting changes is more an art form than a science. Some years, insurance buyers benefit from falling costs and expanded coverage. Other times, when markets harden, business owners must make tough choices regarding their insurance and loss…

Your customers expect you to have safe and reliable products, and failing to meet these expectations can lead to huge financial losses. If one of your products harms a customer in any way, they can sue your business, leading to costly legal fees and settlements. these costs can easily reach six figures. While you may…

When accounting for risks related to contracted work, securing your own insurance is not always enough. It’s critical that your partners are covered as well. This is particularly important when you consider that, following an incident involving a contractor or vendor, your business could be the one held liable for any damages that occur. To…

Do you go to your doctor, dentist, or eye doctor for a yearly check up? Most people do because they want to confirm that they are doing well or there are just scared about what they don’t know. This is a good habit that was taught to us since we were all very young. Should…

Insurance in a small business can be as important as the owner, the key employee, or the profits it brings in. When I sit down with my clients for reviews we always look at the past year and then what is to come in the next year. So many times the issue of cost of…

Life insurance what can I say. It is one of the most under sold products in a business policy package. Most business people don’t know or don’t want to except the fact that they have a chance to leave this world before all of their business dreams and goals are complete and because of this…