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Sinkhole Insurance

Don't get sunk. Consider sinkhole coverage.

Sinkhole Insurance customized for your business needs

Sinkholes are more common than you might think. And surprisingly, damage from sinkholes is not typically covered under an existing homeowners policy. Our experts can help you determine if sinkhole insurance is right for you.

You’re settling into your dream home, but what if the ground beneath isn’t as solid as you think? Sinkholes can cause devastating damage and most homeowner policies don’t cover it.

That’s where sinkhole insurance comes in. At Ollis/Akers/Arney, we’ll guide you through this often overlooked protection, ensuring you’re prepared for even the most unexpected threats.

Don’t let your dream home become a nightmare – let’s explore the benefits of sinkhole insurance together.

Understanding Sinkhole Risk

You’ve got to understand that sinkhole risk is real, with about 20% of US land being susceptible to these formations, and they’re more common than you’d think. This ground collapse can cause severe damage, from minor cosmetic harm to swallowing homes and cars whole.

Now, most standard homeowners’ insurance policies don’t cover sinkhole damage – it’s typically considered ‘earth movement’, which is often excluded from coverage. But here’s the catch, some states like Florida mandate insurance companies to offer separate sinkhole coverage. It’s essential you check your policy’s fine print and discuss it with your agent.

Don’t forget, sinkholes related to mining activities are usually not covered. So, understanding sinkhole risks and your policy’s position on it is crucial.

Importance of Coverage

It’s vital to consider this coverage as a safeguard against potential property damage. Sinkhole insurance isn’t just an extra policy; it’s a lifeline that can save you from financial ruin should a sinkhole occur.

Understand that around 20% of US land is prone to sinkholes, making this coverage more necessary than you might think. Regular homeowners’ insurance typically doesn’t cover sinkhole damage, leaving you vulnerable to bearing the hefty repair costs alone.

While it’s true that not all states require sinkhole coverage, it’s wise to consider it, especially if you’re in a high-risk area. Remember, insurance isn’t about expecting the worst, but being prepared for it.

Reach out to your insurance agent today and discuss how sinkhole coverage can benefit you.

Contacting for Information

Reach out to the agency today to learn more about coverage for potential ground collapse and damage. You won’t regret seeking clarity about sinkhole insurance.

This often overlooked policy could save you from financial ruin if a sinkhole occurs on your property. It’s a risk that’s more common than you’d think, especially in certain areas.

The agency’s knowledgeable staff can help you understand the nuances of sinkhole coverage. They’ll guide you through the restrictions and exclusions, helping you decide if it’s a worthwhile addition to your current homeowner’s policy.

Don’t leave it to chance. Complete the insurance request form today and let their team help you navigate through the complexities.

Getting Started

Filling out a request form is the first step towards safeguarding your home from potential ground collapse. By doing so, you initiate the process of obtaining sinkhole insurance. It’s essential to provide accurate information, including your name, email, and phone number. Remember, this is your first line of communication with the agency.

Once completed, submission of the form prompts the agency to reach out to you. They’ll discuss your resources, options, and provide you with the solutions tailored to your needs. It’s a good idea to prepare for this conversation. Understand the specifics of your homeowner’s policy and its limitations concerning sinkhole damage.

Avoid including sensitive information in the form. Your personal data remains protected under the agency’s privacy policy.

Start today, secure your home’s future.

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As an independent agency, we are here to help you find the right Sinkhole Insurance coverage.
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