Talk With Us

Pasture, Rangeland, Forage Insurance

Protecting your business from a lack of precipitation.

Pasture, Rangeland, Forage Insurance customized for your business needs

If you have a business that relies on haying and grazing, then you know how important precipitation is for your fields. Yet, weather is a fickle thing and sometimes drops in rainfall and even droughts can occur, directly harming your ability to produce. Taking part in the pasture, rangeland, forage insurance program is a good way to protect yourself from unpredictable weather.

You might think the Pasture, Rangeland, Forage Insurance program isn’t for you, but consider this: it’s not just drought insurance. It’s your safeguard against losses due to decreased precipitation, specifically designed for feeding livestock.

Available in 48 states, it’s based on the Rainfall Index and NOAA data. Don’t let abnormal precipitation intervals catch you off guard.

Consult with experts like Ollis/Akers/Arney Insurance Business Advisors for a tailored strategy.

Program Overview

You’ve got to understand that the Pasture, Rangeland, Forage Insurance program is specifically designed to protect your livestock feed from losses caused by insufficient rainfall and droughts.

It’s a federal scheme, available in 48 states, managed by the USDA Risk Management Agency.

Using the Rainfall Index and NOAA’s precipitation data, it determines loss payments. You’ll choose index intervals critical to your business. If rainfall dips below expected normal for your grid, you’ll trigger a loss payment.

However, it’s not drought insurance. It doesn’t cover losses from excessive heat or wind, just abnormal precipitation.

It’s area-based, not relying on individual experience or crop data.

Be aware, premiums might be higher for haying land compared to grazing land.

Other Crop Coverages

Don’t forget that general crop insurance can also protect your other crops in case of damage or loss. It’s a safety net for farmers like you, ensuring that unexpected events don’t devastate your livelihood.

It covers a wide range of crops, from corn and wheat to fruits and vegetables.

You also ought to consider environmental insurance, which covers spills or contaminants that might affect your business operations. Accidents happen, and this type of insurance is there to mitigate those risks.

Of course, don’t overlook basic coverages like general liability and workers’ compensation insurance. They’re fundamental to any business, including yours.

In farming, understanding and managing risk is key. With the right insurance coverage, you’re taking a proactive step to safeguard your business.

Getting Started

Ready to get started with protecting your livestock’s feed from unpredictable weather? You’ve made a wise choice.

It’s crucial to have a safety net, like the Pasture, Rangeland, Forage (PRF) insurance program, in place. Begin by contacting an independent insurance agency to discuss your needs. Fill out their information request form, providing your name, email, and phone number. Be careful not to include sensitive or private information.

Once you’ve submitted the form, an agent will reach out to you. They’ll discuss your resources, analyze the risks, and help you understand the options available.

About the Agency

Let’s talk about the agency that’ll be guiding you through this process, Ollis/Akers/Arney Insurance Business Advisors.

They’re experts in agricultural practices and risks, with a keen understanding of the critical role precipitation plays in your pasture, rangeland, or forage operations. They’re not just selling insurance; they’re strategizing with you, helping you identify current and emerging risks that could impact your livestock feed resources.

This agency doesn’t just know the ins and outs of the Pasture, Rangeland, Forage insurance program, they understand your business. They’ll help you navigate the complexities of the Rainfall Index, and select the right index intervals. They’ll analyze NOAA data with you, so you can anticipate when a drop in precipitation might trigger a loss payment.

They’re your partners in managing agricultural risks.

Business Insurance

Get Started Today

As an independent agency, we are here to help you find the right Pasture, Rangeland, Forage Insurance coverage.
Let's Talk

Contact Us