News

On May 18, 2016, the U.S. Department of Labor (DOL) announced a final rule regarding overtime wage payment qualifications for the “white collar exemptions” under the Fair Labor Standards Act (FLSA). The final rule increases the salary an employee must be paid in order to qualify for a white collar exemption. The required salary level…

Many people have taken the earth’s resources for granted, and it continues to become apparent that we need to change how we live to conserve our planet for future generations. Turn Off the Lights Turn off the lights if you plan to leave a room for more than 15 minutes. Install motion sensors or timers…

Allergy season is already upon us in certain parts of the United States, and unseasonably warm weather is partially at fault. Weather patterns related to El Nino have caused plants to bloom earlier than normal, and the combination of blooming flowers, pollen in the air and warmer temperatures is a nightmare for allergy sufferers. Keep…

An unknown group of hackers nearly stole $1 billion from the Bangladesh central bank in a cyber heist in February. Though the cyber thieves were discovered, they stole about $80 million before being stopped. According to senior bank officials, the hackers somehow breached Bangladesh Bank’s systems and stole its credentials for payment transfers. The thieves…

A data breach can be a devastating event, affecting a company financially and damaging its reputation with customers. But as a director or officer at your company, you face litigation risks based on the decisions you make following a breach and on how you influence cyber security policies, as these are often considered board-level issues.…

We’re delighted to once again retain our status as a member of the Best Practices study group for the Independent Insurance Agents & Brokers of America (IIABA). The agencies comprising the study group are selected every third year through a comprehensive nomination and qualifying process and awarded a “Best Practices Agency” designation. The selected “Best…

Life Insurance is some times so easy it seems hard. Let us take the case in point that life insurance is always branded with the misnomer that you have to give blood or wait for Dr records. That is so far from the truth and is one of the ways I have been able to…

When you see the heading on this you might be wondering what does Dimes have to do with Life insurance? I have been in the insurance business for about 12 years so I have seen many ways to look at life insurance needs calculators and ways of coming up the that perfect number of what…

This month is Life Insurance Awareness Month and accourding to a 2010 LIMRA study only 44% of U.S. households have individual Life insurance, which is a 50 year low. I have had many conversations over the years that make me sad to hear being an insurance agent and knowing that it is so easy to…

It’s not about IF, it’s about WHEN. For those of us that live in the Ozarks, we’re pretty impressed with the natural beauty of the area and all the diversity that the changing seasons may bring. What ever we may prepare for weather wise, the total unpredictability of an earthquake is hard to prepare for.…