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Responsible homeownership requires you to take stock of risks and exposures, particularly when allowing others to live in a home you own. When renting out your home, you should generally ensure you have insurance that includes coverage for the following: The right insurance for renting out your home may vary depending on your location, the…

Although most service professionals prioritize taking good care of their clients and providing them with the best possible guidance, mistakes can still happen. When these errors occur, clients could face considerable harm, prompting them to hold service professionals accountable for their wrongdoings and leading to costly lawsuits. Fortunately, that’s where professional liability insurance can help.…

On July 2, 2024, the U.S. Department of Labor’s (DOL) Occupational Safety and Health Administration (OSHA) announced an unofficial version of the proposed standard to protect workers from heat injury and illness. If finalized, the new standard would apply to all employers conducting indoor and outdoor work in all general industry, construction, maritime and agricultural…

1. What do you like most about your role? I love that I am able to support everyone in my department. I love taking on the projects that make the lives of our team and, especially, our clients easier. 2. How do you think being in an ESOP affects work culture? I think it leads…

Profitable underwriting results have generated favorable conditions across the workers’ compensation insurance market for nearly a decade. According to the National Council on Compensation Insurance (NCCI), the segment produced combined ratios of 84.5 and 84.9 in 2022 and 2023, respectively, demonstrating continued profitability. Industry experts initially reported that reserve redundancies stemming from reduced presumptive liability…

1. What is your favorite thing about your role / job position? After starting an agency from scratch and being responsible for every aspect every day from payroll to sales it is awesome to be a part of a large team. I don’t know if everyone that works here realizes what an amazing management team…

The commercial property insurance segment has been characterized by ongoing premium increases for much of the past decade. According to industry data, such rate jumps reached record-setting levels in 2023, surging by an average of 20.4% in the first quarter alone and only slightly falling to 18.3% in the latter half of the year. These…

The commercial insurance marketplace is cyclical with fluctuating soft and hard markets. Since 1999, the U.S. has experienced predictably hard markets following the September 11, 2001, terrorist attacks, and the 2007-2009 Great Recession. Both were relatively brief followed by periods of insurance carriers reducing average premium costs and expanding of offerings. Starting Q4 2017, a…

1. What do you like most about your role? I love problem-solving and being able to help our clients improve upon their current program and experience. 2. How do you think being in an ESOP affects work culture? In my time here, it’s been easy to see that the ESOP has a very positive impact…

1. What do you like most about your role?   I love feeling like I can help our clients fix problems and/or better prepare for the future.  We are so fortunate to work with quality people.  It is a privilege to be a part of their trusted team. 2. How do you think being in…