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The latest insurance articles, insight, and news from Ollis/Akers/Arney Insurance & Business Advisors.

Getting Employee Buy-in on AI

Getting Employee Buy-inon AI

December 7, 2025
Employers of all sizes and across industries are increasingly realizing operational benefits, including improved productivity, greater accuracy and smoother workflows, when employees are effectively trained to use artificial intelligence (AI) tools. Yet, organizations often face a common barrier: getting employees to buy into adopting and utilizing these tools. Without genuine buy-in from employees, investments in…
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IRS Releases Employee Benefit Plan Limits for 2026

IRS Releases Employee Benefit Plan Limits for 2026

November 29, 2025
Many employee benefits are subject to annual dollar limits that are updated for inflation before the beginning of each calendar year. Note that some benefit limits are not adjusted for inflation, such as the catch-up contribution limit for health savings accounts (HSAs). Although the contribution limit for dependent care flexible spending accounts (FSAs) is not…
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Protecting Against Electrical Room Fires

Protecting Against Electrical Room Fires

November 22, 2025
Electrical rooms can pose significant fire risks if not properly designed, built and maintained. To protect people and property, it is essential for facilities to take targeted steps to mitigate these risks before they escalate. Electrical room hazards often stem from preventable issues, including faulty electrical wiring, overloaded circuits, loose electrical connections, neglected maintenance, improper…
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IRS Announces 2026 Retirement Plan Limits

IRS Announces 2026 Retirement Plan Limits

November 15, 2025
The IRS has released Notice 2025-67, containing cost-of-living adjustments for 2026 that affect amounts employees can contribute to 401(k) plans and individual retirement accounts (IRAs).  Key Changes for 2026  The employee contribution limit for 401(k) plans in 2026 has increased to $24,500, up from $23,500 for 2025, and the employee contribution limit for IRAs in…
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Protecting Against AI Chatbot Errors

Protecting Against AI Chatbot Errors

November 1, 2025
Many businesses use artificial intelligence (AI) chatbots to enhance operational efficiency and improve customer satisfaction. However, as organizations increasingly adopt this tool, they may expose themselves to several vulnerabilities. It is imperative for business leaders to recognize these risks and take proactive steps to mitigate them. For example, utilizing AI chatbots without proper safeguards can…
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Understanding Miscellaneous Professional Liability Insurance

Understanding Miscellaneous Professional Liability Insurance

October 25, 2025
Businesses delivering professional services face significant legal risks in today’s lawsuit-conscious environment. Consumers are increasingly holding companies accountable for the advice and expertise they provide, and even minor missteps in delivery can result in costly legal consequences. These risks are not limited to traditional professions like medicine or law; any business offering specialized knowledge or…
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IRS Releases Health FSA Limits for 2026

IRS Releases Health FSA Limits for 2026

October 11, 2025
On Oct. 9, 2025, the IRS released Revenue Procedure 2025-32 (Rev. Proc. 25-32), which includes the 2026 inflation-adjusted limit on employee salary reduction contributions to health flexible spending accounts (FSAs). For plan years beginning in 2026, the adjusted dollar limit on employees’ pre-tax contributions to health FSAs increases to $3,400. This is a $100 increase…
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5 Fall Wellness Tips

5 Fall Wellness Tips

September 28, 2025
Fall brings cooler temperatures, vibrant foliage, and a natural shift toward cozy routines and reflection. These changes can positively impact your physical and mental well-being, offering a chance to reset and embrace healthy habits. Fall often ushers in a season of transition, bringing fresh school routines, shifting schedules and the bittersweet farewell to summer. This…
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5 Reasons to Consider Caregiving Benefits

5 Reasons to Consider Caregiving Benefits

September 21, 2025
Nearly 1 in 4 American adults provide unpaid care to family, friends or loved ones with special needs. Research by AARP and the National Alliance for Caregiving found that the number of family caregivers jumped from 59 million in 2015 to 63 million in 2025. Of the current figure, almost one-third are part of the…
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The Importance of Properly Servicing Equipment 

The Importance of Properly Servicing Equipment 

September 13, 2025
Manufacturing settings carry a wide range of risks, largely due to the use of complex machinery and equipment and potentially hazardous materials. As such, properly servicing equipment is essential to maintain smooth operations and avoid potential losses. Without sufficient servicing measures in place, manufacturing equipment could have a shortened lifespan and be more prone to…
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