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Category: Risk Management
The latest insurance articles, insight, and news from Ollis/Akers/Arney Insurance & Business Advisors.
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Tips for Drafting a Policy for AI in the Workplace
April 11, 2026
Artificial intelligence (AI) has fundamentally altered how many employees perform their jobs, resulting in greater efficiency and increased productivity. Employers are seeking the use of AI to make their companies more productive and profitable. While AI can be an extremely valuable tool in the workplace, its improper use may lead to costly mistakes and lawsuits…
Read MoreManaging Animal Exposures in Delivery Operations
April 5, 2026
Businesses across several sectors may utilize delivery operations to better serve their customers, including retailers, restaurants, grocers, health care providers, manufacturers and artisans. While these operations can certainly prove beneficial by enhancing customer convenience and ensuring timely services, they also pose unique risks. In particular, delivery drivers may encounter multiple exposures along their routes, resulting…
Read MoreImproving the Effectiveness of Cybersecurity Training
March 27, 2026
Workforce cybersecurity training is a critical part of a company’s security risk management program. Cybercriminals don’t just target systems, devices and networks; they frequently target employees, who may use weak or reused passwords, fall for phishing scams, or click on dangerous links or attachments. In fact, 68% of cyber breaches involve a nonmalicious human element,…
Read MoreCargo Spill Prevention Strategies
March 21, 2026
A cargo spill is the unintentional release of goods, liquids or raw materials from a truck while it is traveling. Common examples include heavy equipment, bulk materials, packaged goods, livestock and hazardous substances. According to the U.S. Department of Transportation (DOT), shifting, falling or spilled cargo contributes to more than 3,000 roadway accidents each year,…
Read MoreClickFix Cyberattacks Explained
March 14, 2026
Social engineering remains a leading cybercrime tactic, and ClickFix cyberattacks—also known as ClearFake attacks—are among its more deceptive forms. These incidents use fraudulent error messages or verification prompts to trick users into manually executing malicious commands, often allowing them to bypass traditional security controls. As ClickFix attacks grow in frequency and sophistication, businesses must understand…
Read MoreDOL Announces Proposed Independent Contractor Rule
February 28, 2026
On Feb. 26, 2026, the U.S. Department of Labor (DOL) announced a proposed rule that would rescind the department’s 2024 final independent contractor rule and replace it with an analysis for employee classification under the Fair Labor Standards Act (FLSA) similar to the one adopted by the DOL in 2021. The proposed rule was published…
Read MoreNonprofit Industry Trends to Watch in 2026
February 21, 2026
The nonprofit sector has been contending with a complex risk landscape for several years, largely fueled by economic uncertainty, funding pressures and rising demand for community outreach. Amid these challenges, nonprofit organizations are facing significant operational and financial strains, making it harder to accomplish their missions and serve those in need. In the commercial insurance…
Read MoreUnderstanding Crime Prevention Through Environmental Design
February 1, 2026
Crime poses a significant threat to businesses of all sizes, often resulting in costly losses and operational disruptions. While many organizations rely on traditional security measures, crime prevention through environmental design (CPTED) offers a proactive approach to reducing risk by shaping a facility’s design, layout and landscaping to discourage criminal behavior and promote positive interactions. …
Read MoreIRS Extends Transition Relief for Some PFML Tax Obligations
January 4, 2026
The IRS has extended transition relief from enforcement of some paid family and medical leave (PFML) state and employer tax obligations under Revenue Ruling 2025-4. The extension lasts through calendar year 2026 and applies to the portion of medical leave benefits a state pays to an individual that is attributable to employer contributions. The extension…
Read MoreBest Practices for Preventing Premises Liability Claims
December 28, 2025
Any business that owns or occupies commercial property generally has a legal duty under applicable law to keep the premises in good condition and, in turn, reasonably safe for visitors. Failure to do so could pose significant premises liability concerns and related claims. Such claims, which primarily involve a third party getting injured while visiting…
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