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Fall signals cooler weather, and the pleasant temperatures let you comfortably do necessary home maintenance before winter arrives. By taking the time to maintain your home each season, you can keep common household problems at bay. Clean Gutters and Downspouts. Clear leaves and debris from gutters and downspouts to prevent flooding and freezing around your…

As millions of Americans get vaccinated against COVID-19 and businesses resume normal operations, people are likely making plans to travel this summer. Of those planning to travel, 74% will take a domestic trip and 13% will travel internationally. Also, millennials report being the most excited to plan trips and get back out there this summer.…

What is Pet Insurance? Pet insurance is a voluntary benefit and provides coverage for most pet illnesses and accidents. It primarily focuses on unpredictable medical incidents rather than your typical routine preventive visits. Similar to other forms of insurance, you pay a premium for your pet insurance policy. The premiums, in most cases, will be…

Umbrella insurance provides an extra layer of protection if you’re held responsible for injuring someone or damaging their property. An umbrella policy can offer coverage if you incur claim expenses that exceed the limits for your homeowners, auto or other personal liability insurance policies. This infographic explores common reasons people need umbrella policies. © 2021…

National Safe Boating Week—which is scheduled for May 22-28 this year—encourages boaters to maintain reliable vessels and follow responsible boating practices. After all, lacking proper boating precautions can increase the risk of accidents occurring on the water. In fact, according to the U.S. Coast Guard, over 4,000 boating accidents happen annually— contributing to approximately 2,500…

Your homeowners insurance policy can offer financial protection in the event of an unexpected disaster involving your home or personal property. But how you will be reimbursed following a claim depends on the type of coverage you have. There are two main valuation methods when it comes to homeowners insurance—replacement cost coverage and actual cash…

Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home…

Lenders use your credit score to decide whether or not to let you borrow money. If you have a low credit score, you may have a hard time securing loans, signing rental leases and locking in the best auto insurance rates. To improve your credit score and avoid increasing your debt, keep in mind the…

The employee-owners at Ollis/Akers/Arney, through their partnership with WellSteps and their ongoing commitment to wellness, invite you to join them on May 11th for the kickoff of their Sugar-Busters Campaign. The goal is to help raise awareness of making healthy choices regarding sugar intake. Campaign runs through June 14th. For more information, contact Cameron Black…

If you have ongoing medical needs and have been denied health insurance, an Impaired Risk Life Insurance plan may be the right choice for you. At The Paul Long Agency, we understand the insurance world can be confusing. To help answer any questions you may have, we wrote a quick Q&A with the most common…