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Category: Individual
The latest insurance articles, insight, and news from Ollis/Akers/Arney Insurance & Business Advisors.
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SMART New Year’s Resolutions
December 28, 2021
The new year is here, which means millions of Americans are making their yearly resolutions. Making resolutions each year is easy, but sticking to them can be stressful. You’re not alone if you feel like your resolution fails a few months into the year. Making and keeping resolutions doesn’t have to feel near impossible, especially…
Read MorePresident Biden Plan to Combat COVID-19 in Winter Months
December 9, 2021
On Thursday, Dec. 2, 2021, President Joe Biden spoke at a press conference where he outlined a multiprong approach to combat COVID-19 this winter. The plan is described as having the following goals: Drafting a rule that requires private insurers to reimburse the costs of at-home COVID-19 tests Getting the approximately 43 million vaccine holdouts…
Read More10 Fall Home Maintenance Tips [Infographic]
October 7, 2021
Fall signals cooler weather, and the pleasant temperatures let you comfortably do necessary home maintenance before winter arrives. By taking the time to maintain your home each season, you can keep common household problems at bay. Clean Gutters and Downspouts. Clear leaves and debris from gutters and downspouts to prevent flooding and freezing around your…
Read MoreSummer Travel Safety Tips [2021]
September 2, 2021
As millions of Americans get vaccinated against COVID-19 and businesses resume normal operations, people are likely making plans to travel this summer. Of those planning to travel, 74% will take a domestic trip and 13% will travel internationally. Also, millennials report being the most excited to plan trips and get back out there this summer.…
Read MoreGet to Know Pet Insurance
August 3, 2021
What is Pet Insurance? Pet insurance is a voluntary benefit and provides coverage for most pet illnesses and accidents. It primarily focuses on unpredictable medical incidents rather than your typical routine preventive visits. Similar to other forms of insurance, you pay a premium for your pet insurance policy. The premiums, in most cases, will be…
Read MoreDo You Need an Umbrella Insurance Policy? – Infographic
June 6, 2021
Umbrella insurance provides an extra layer of protection if you’re held responsible for injuring someone or damaging their property. An umbrella policy can offer coverage if you incur claim expenses that exceed the limits for your homeowners, auto or other personal liability insurance policies. This infographic explores common reasons people need umbrella policies. © 2021…
Read MoreNational Safe Boating Week 2021
May 19, 2021
National Safe Boating Week—which is scheduled for May 22-28 this year—encourages boaters to maintain reliable vessels and follow responsible boating practices. After all, lacking proper boating precautions can increase the risk of accidents occurring on the water. In fact, according to the U.S. Coast Guard, over 4,000 boating accidents happen annually— contributing to approximately 2,500…
Read MoreReplacement Cost vs. Actual Cash Value
September 8, 2020
Your homeowners insurance policy can offer financial protection in the event of an unexpected disaster involving your home or personal property. But how you will be reimbursed following a claim depends on the type of coverage you have. There are two main valuation methods when it comes to homeowners insurance—replacement cost coverage and actual cash…
Read MoreHow to Avoid Underinsuring Your Home
September 1, 2020
Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home…
Read MoreTips for Improving Your Credit Score
July 26, 2020
Lenders use your credit score to decide whether or not to let you borrow money. If you have a low credit score, you may have a hard time securing loans, signing rental leases and locking in the best auto insurance rates. To improve your credit score and avoid increasing your debt, keep in mind the…
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