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When you get sick or injured, choosing where to go for health care may seem overwhelming. You have many options for care — including the emergency room (ER), urgent care, telehealth and primary care — and each plays a significant role in how quickly and affordably you can get help. Understanding which is best for…

Medication costs can vary more than many people realize, even for the same prescription. Taking a few extra minutes to compare prices can make a meaningful difference for your wallet and your health. Whether you take one medication or manage several, being an informed shopper helps ensure you're not paying more than necessary. Why Comparing…

On March 6, 2026, the U.S. Department of the Treasury and the IRS released proposed rules for a new one-time $1,000 pilot program connected to a savings account called a Trump Account. These accounts were created under the One Big Beautiful Bill Act (OBBBA) and are designed to help families set aside money for children…

On March 6, 2026, the U.S. Department of the Treasury and the IRS issued proposed rules regarding the $1,000 pilot program for Trump Accounts. Created by the One Big Beautiful Bill Act (OBBBA), Trump Accounts are a new type of tax-favored savings account for children under the age of 18 that will be available later…

On July 4, 2025, a sweeping tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” (OBBBA), was signed  into law. Although significantly pared down from its original draft version, the OBBBA includes a broad set of changes for  employee benefit plans, most of which take effect in 2026. These changes…

On Jan. 15, the White House rolled out a health care plan as a broad framework to help Congress craft legislation to address health care cost challenges. The plan aims to lower prescription drug prices, reduce insurance premiums and redirect federal subsidies directly to Americans. “We’re calling it the Great Health Care Plan. Instead of…

The start of a new year is the perfect time to make sure you’re ready to get the most out of your benefits. Whether you made adjustments during open enrollment or retained your existing coverage, taking a few proactive steps now can help you avoid surprises, reduce costs and maximize the value of your benefits…

On Dec. 19, 2025, the U.S. Departments of Labor, Health and Human Services, and the Treasury (Departments) released a proposed rule to improve price transparency disclosure requirements for non-grandfathered group health plans and health insurance issuers. According to the Departments, the proposed rule would build on their final transparency rule from 2020, consistent with President…

Health care costs in the United States continue to climb, placing increasing pressure on employers and employees alike. Organizations that offer health benefits are challenged with managing escalating expenses while maintaining transparency and trust with their workforce. Transparent and empathetic communication is essential to help employees understand and navigate rising health care costs. Consider these…

Many employee benefits are subject to annual dollar limits that are updated for inflation before the beginning of each calendar year. Note that some benefit limits are not adjusted for inflation, such as the catch-up contribution limit for health savings accounts (HSAs). Although the contribution limit for dependent care flexible spending accounts (FSAs) is not…