News
The latest insurance articles, insight, and news from Ollis/Akers/Arney Insurance & Business Advisors.
Supreme Court Upholds ACA’s Preventive Care Mandate
July 26, 2025
On June 27, 2025, the U.S. Supreme Court upheld a key component of the Affordable Care Act’s (ACA) preventive care mandate. As background, the ACA requires non-grandfathered health plans and health insurance issuers to cover a set of recommended preventive services without imposing cost-sharing requirements, such as deductibles, copayments or coinsurance, when the services are…
Read More5 Key Requirements for Direct Damage Coverage in Commercial Property Policies
July 22, 2025
Direct damage coverage is a major component of commercial property insurance. It helps pay the cost of repairing or replacing an organization’s property after it has been damaged or destroyed by a covered loss. Generally, five essential policy requirements must be met for this coverage to apply. 1. Direct Physical Damage First, the loss must…
Read MoreThe One Big Beautiful Bill Act and Employee Benefits Changes
July 19, 2025
President Donald Trump recently signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” (OBBB Act), into law. The OBBB Act includes changes for employee benefit plans, including the following: For more help on what this means for your organization, contact Ollis/Akers/Arney Human Resources Consulting. © 2025 Zywave,…
Read More5 Strategies to Bolster Occupational Safety in an Aging Workforce
July 8, 2025
As the workforce ages, employers must adapt to ensure the safety and productivity of their older employees. Many baby boomers are delaying retirement or reentering the workforce, so the number of employees aged 55 and older is rising. While these workers bring valuable experience and engagement to their roles, they also face unique safety challenges…
Read MoreArtificial Intelligence and the IncreasingThreat of Phishing to Businesses
July 5, 2025
Phishing attacks, in which cybercriminals manipulate users into disclosing sensitive information or installing malware through fraudulent communications, have been a persistent cybersecurity threat, often resulting in significant financial and reputational damage. Recently, cybercriminals have begun leveraging artificial intelligence (AI) to power these attacks, making them more convincing and difficult to detect. As this evolving risk…
Read More3 HSA Facts and Myths
July 1, 2025
Health savings accounts (HSAs) are a smart, tax-advantaged way to save for medical expenses. Funds in an HSA can be used for various eligible health care expenses, such as copays, prescriptions, dental care and vision-related costs. The accounts are often used to help offset the higher deductibles and out-of-pocket costs that come with a high-deductible health…
Read More8 Employee Engagement Mistakes to Avoid in 2025
June 24, 2025
Employee engagement refers to an employee’s emotional connection and commitment to their organization and its goals. It is often reflected in their loyalty, motivation and willingness to advocate for the organization. Engagement is a critical factor in driving retention and productivity. According to a report from Gallup published in early 2025, the percentage of engaged…
Read MoreImproving Your Health Care Literacy
June 21, 2025
Personal health care literacy refers to being familiar with health care basics, understanding common medical terms and navigating health care information effectively. Improving your health care literacy can help you avoid unnecessary spending, stay healthy and prevent health problems. Consider these tips to help you take charge of your health: Health care literacy is essential…
Read MoreWhy Insurance-to-Value Matters More Than Ever
June 15, 2025
Insurance-to-value (ITV) is the relationship between the amount your home is insured for and what it would actually cost to rebuild or replace it from the ground up. It’s important to know that this isn’t the same as your home’s market value or what you originally paid for it. ITV focuses on reconstruction costs—including materials,…
Read MoreTammy Johnson – ESOPInterview Spotlight!
June 14, 2025
1. What do you like most about your role? I enjoy being involved in so many different areas including employee engagement and recognition, client relationships and education, and assisting with new connections for our organization. 2. How do you think being in an ESOP affects work culture? We just had a powerful 3rd quarter…
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