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The latest insurance articles, insight, and news from Ollis/Akers/Arney Insurance & Business Advisors.

Cargo Spill Prevention Strategies

Cargo Spill Prevention Strategies

March 21, 2026
A cargo spill is the unintentional release of goods, liquids or raw materials from a truck while it is traveling. Common examples include heavy equipment, bulk materials, packaged goods, livestock and hazardous substances. According to the U.S. Department of Transportation (DOT), shifting, falling or spilled cargo contributes to more than 3,000 roadway accidents each year,…
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5 Tips for Supporting HR Professionals

5 Tips for Supporting HR Professionals

March 21, 2026
HR professionals carry a long list of responsibilities, including oversight of recruitment, compliance, employee engagement, benefits administration, and learning and development (L&D). In many cases, these professionals work in a small team with minimal support, or even as a department of one. The scope of their responsibilities continues to expand, often without a corresponding increase…
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ClickFix Cyberattacks Explained

ClickFix Cyberattacks Explained

March 14, 2026
Social engineering remains a leading cybercrime tactic, and ClickFix cyberattacks—also known as ClearFake attacks—are among its more deceptive forms. These incidents use fraudulent error messages or verification prompts to trick users into manually executing malicious commands, often allowing them to bypass traditional security controls. As ClickFix attacks grow in frequency and sophistication, businesses must understand…
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IRS Issues Proposed Rules on $1,000 Pilot Program for Trump Accounts for Children

IRS Issues Proposed Rules on $1,000 Pilot Program for Trump Accounts for Children

March 7, 2026
On March 6, 2026, the U.S. Department of the Treasury and the IRS issued proposed rules regarding the $1,000 pilot program for Trump Accounts. Created by the One Big Beautiful Bill Act (OBBBA), Trump Accounts are a new type of tax-favored savings account for children under the age of 18 that will be available later…
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DOL Announces Proposed Independent Contractor Rule

DOL Announces Proposed Independent Contractor Rule

February 28, 2026
On Feb. 26, 2026, the U.S. Department of Labor (DOL) announced a proposed rule that would rescind the department’s 2024 final independent contractor rule and replace it with an analysis for employee classification under the Fair Labor Standards Act (FLSA) similar to the one adopted by the DOL in 2021. The proposed rule was published…
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Nonprofit Industry Trends to Watch in 2026

Nonprofit Industry Trends to Watch in 2026 

February 21, 2026
The nonprofit sector has been contending with a complex risk landscape for several years, largely fueled by economic uncertainty, funding pressures and rising demand for community outreach. Amid these challenges, nonprofit organizations are facing significant operational and financial strains, making it harder to accomplish their missions and serve those in need. In the commercial insurance…
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Best HR Practices for Municipal Hiring in 2026

Best HR Practices for Municipal Hiring in 2026

February 15, 2026
By Carolyn O'Kelley, SPHR, SHRM-SCPOAA Director, HR & Business Consulting Municipal hiring has never been simple—but particularly for small local governments in Missouri, it has become especially complex. Limited applicant pools, heightened legal scrutiny, generational shifts in the workforce, and increased competition from the private sector mean that how you hire is just as important…
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Understanding Crime Prevention Through Environmental Design

Understanding Crime Prevention Through Environmental Design 

February 1, 2026
Crime poses a significant threat to businesses of all sizes, often resulting in costly losses and operational disruptions. While many organizations rely on traditional security measures, crime prevention through environmental design (CPTED) offers a proactive approach to reducing risk by shaping a facility’s design, layout and landscaping to discourage criminal behavior and promote positive interactions. …
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6 HR Trends for 2026

6 HR Trends for 2026

February 1, 2026
The workplace in 2026 is undergoing a transformation, largely driven by technological advancements, regulatory shifts and evolving employee expectations. HR is not a back-office function. More than ever, it’s a strategic partner shaping organizational resilience and competitiveness.  Employers will face a dynamic environment in 2026 that demands agility, foresight and collaboration. This article explores six…
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The One Big Beautiful Bill Act and What It Means for Employers 

The One Big Beautiful Bill Act and What It Means for Employers 

January 24, 2026
On July 4, 2025, a sweeping tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” (OBBBA), was signed  into law. Although significantly pared down from its original draft version, the OBBBA includes a broad set of changes for  employee benefit plans, most of which take effect in 2026. These changes…
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