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The latest insurance articles, insight, and news from Ollis/Akers/Arney Insurance & Business Advisors.

Artificial Intelligence and the Increasing Threat of Phishing to Businesses

Artificial Intelligence and the IncreasingThreat of Phishing to Businesses

July 5, 2025
Phishing attacks, in which cybercriminals manipulate users into disclosing sensitive information or installing malware through fraudulent communications, have been a persistent cybersecurity threat, often resulting in significant financial and reputational damage. Recently, cybercriminals have begun leveraging artificial intelligence (AI) to power these attacks, making them more convincing and difficult to detect.  As this evolving risk…
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3 HSA Facts and Myths

3 HSA Facts and Myths

July 1, 2025
Health savings accounts (HSAs) are a smart, tax-advantaged way to save for medical expenses.  Funds in an HSA can be used for various eligible health care expenses, such as copays, prescriptions,  dental care and vision-related costs. The accounts are often used to help offset the higher deductibles and out-of-pocket costs that come with a high-deductible health…
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8 Employee Engagement Mistakes to Avoid in 2025

8 Employee Engagement Mistakes to Avoid in 2025

June 24, 2025
Employee engagement refers to an employee’s emotional connection and commitment to their organization and its goals. It is often reflected in their loyalty, motivation and willingness to advocate for the organization. Engagement is a critical factor in driving retention and productivity.  According to a report from Gallup published in early 2025, the percentage of engaged…
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Improving Your Health Care Literacy

Improving Your Health Care Literacy

June 21, 2025
Personal health care literacy refers to being familiar with health care basics, understanding common medical terms and navigating health care information effectively. Improving your health care literacy can help you avoid unnecessary spending, stay healthy and prevent health problems. Consider these tips to help you take charge of your health:  Health care literacy is essential…
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Why Insurance-to-Value Matters More Than Ever

Why Insurance-to-Value Matters More Than Ever

June 15, 2025
Insurance-to-value (ITV) is the relationship between the amount your home is insured for and what it would actually cost to rebuild or replace it from the ground up. It’s important to know that this isn’t the same as your home’s market value or what you originally paid for it. ITV focuses on reconstruction costs—including materials,…
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Tammy Johnson - ESOP Interview Spotlight

Tammy Johnson – ESOPInterview Spotlight!

June 14, 2025
1. What do you like most about your role?   I enjoy being involved in so many different areas including employee engagement and recognition, client relationships and education, and assisting with new connections for our organization.  2. How do you think being in an ESOP affects work culture? We just had a powerful 3rd quarter…
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Summer Internship Programs 

Summer Internship Programs 

June 7, 2025
Summer internship programs are temporary work opportunities that help students and young professionals gain practical work experience while developing valuable skills and creating professional connections. For employers, internships help support business operations and expand their talent pipeline.  Organizations that currently run a summer internship program may benefit from reviewing best practices. Those that don’t currently…
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Why Small Businesses Need an Annual Insurance Checkup 

Why Small Businesses Need an Annual Insurance Checkup

June 1, 2025
Annual insurance reviews are a critical practice for small businesses. They can help reduce insurance costs while ensuring coverage keeps pace with the company’s evolving needs. Skipping this review can result in coverage gaps, leaving new business services, equipment or locations underinsured—or worse, completely uninsured. When done with the help of an insurance professional, an…
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5 Common Cybersecurity Mistakes and How to Avoid Them

5 Common Cybersecurity Mistakes and How to Avoid Them

May 24, 2025
All organizations, regardless of their size or industry, are at risk of being targeted by cybercriminals. These malicious actors can conduct cyberattacks, leading to significant financial, operational and reputational damage that can be difficult or impossible to recover from. Fortunately, solid cyber hygiene practices can reduce the likelihood of data breaches and other cyber incidents…
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5 Workplace Safety Trends to Watch in 2025

5 Workplace Safety Trends to Watch in 2025

May 17, 2025
Keeping employees safe on the job and minimizing the risk of related accidents and injuries are top priorities within any organization, regardless of size or sector. While certain elements of occupational safety remain constant, others may change and evolve over time. As such, it’s essential for employers to stay on top of the latest workplace…
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