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Category: Risk Management
The latest insurance articles, insight, and news from Ollis/Akers/Arney Insurance & Business Advisors.
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Mitigating New Hire Safety Risks
June 6, 2026
While hiring new staff can help employers expand their talent pools and deepen their workforce, it also carries additional safety risks. Multiple studies show that employees are up to six times more likely to experience a workplace injury in their first 30 days on the job, with 1 in 8 injuries occurring on the first…
Read MoreIdentifying and Responding to Phishing Scams
May 31, 2026
Phishing is a type of cyberattack that utilizes deceptive electronic communications to manipulate recipients into sharing sensitive information, clicking on malicious links or opening harmful attachments. While emails are the most common delivery method of phishing scams, cybercriminals may also use text messages, social media interactions, fake or misleading websites, or even phone calls. Employees…
Read MorePreparing Jobsites for Severe Weather
May 31, 2026
Severe weather conditions can be detrimental to worksites by damaging equipment, compromising structural integrity, delaying project timelines, and putting workers at risk. However, employers can take measures to reduce these risks. This article outlines common weather hazards affecting construction sites and provides practical steps employers can take to prepare for severe weather. Types of Weather…
Read MoreHow Agentic AI Is Changing the Cyberthreat Landscape
May 16, 2026
Artificial intelligence (AI) is undergoing a fundamental shift. Systems that once served as assistive tools — such as predictive models and generative AI — are now evolving into agentic systems capable of planning and executing complex, multistep tasks with minimal human input. As AI systems' ability to plan and execute tasks autonomously accelerates, so too…
Read MoreThe Consent to Settle Clause and How it Impacts Liability Coverage
May 9, 2026
When businesses face liability insurance claims, they may mistakenly assume that the insurer decides when to reach a final settlement amount. However, this isn’t always the case. Some liability policies, particularly professional liability coverage, include a consent to settle clause. This policy provision requires an insurer to obtain the insured's approval before officially settling a…
Read MoreTreasury, IRS Publish List of Occupations Qualifying for No Tax on Tips
April 26, 2026
On April 13, 2026, the U.S. Department of the Treasury (Treasury) and IRS issued final regulations on the "No Tax on Tips" provision enacted under the One Big Beautiful Bill Act (OBBBA). The final regulations are effective on June 12, 2026. Background On July 4, 2025, President Donald Trump signed a tax and spending bill,…
Read MoreTips for Drafting a Policy for AI in the Workplace
April 11, 2026
Artificial intelligence (AI) has fundamentally altered how many employees perform their jobs, resulting in greater efficiency and increased productivity. Employers are seeking the use of AI to make their companies more productive and profitable. While AI can be an extremely valuable tool in the workplace, its improper use may lead to costly mistakes and lawsuits…
Read MoreManaging Animal Exposures in Delivery Operations
April 5, 2026
Businesses across several sectors may utilize delivery operations to better serve their customers, including retailers, restaurants, grocers, health care providers, manufacturers and artisans. While these operations can certainly prove beneficial by enhancing customer convenience and ensuring timely services, they also pose unique risks. In particular, delivery drivers may encounter multiple exposures along their routes, resulting…
Read MoreImproving the Effectiveness of Cybersecurity Training
March 27, 2026
Workforce cybersecurity training is a critical part of a company’s security risk management program. Cybercriminals don’t just target systems, devices and networks; they frequently target employees, who may use weak or reused passwords, fall for phishing scams, or click on dangerous links or attachments. In fact, 68% of cyber breaches involve a nonmalicious human element,…
Read MoreCargo Spill Prevention Strategies
March 21, 2026
A cargo spill is the unintentional release of goods, liquids or raw materials from a truck while it is traveling. Common examples include heavy equipment, bulk materials, packaged goods, livestock and hazardous substances. According to the U.S. Department of Transportation (DOT), shifting, falling or spilled cargo contributes to more than 3,000 roadway accidents each year,…
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